There's so much more to your story than dollars and cents.
Life's important decisions aren't made using an algorithm.
The most successful advisory relationships depend on true collaboration around your entire financial picture:
We believe that your financial story goes way beyond numbers. Every aspect of your life connects back to your experiences and to the history that led you to where you are today.
Our approach explores every facet of your financial well-being and we help you map out what the future holds. We then partner together to prepare you for all of the important transitions on your horizon, whether that be retirement, selling your business, or a second career.
However, wealth management is not a “set it and forget it” endeavor. That’s not what you hire a professional advisor for. Instead, our process is built upon proactive communication, regular meetings, and ongoing collaboration.
As a new client, you can expect 4 to 5 meetings in the first year, depending upon the complexity of your situation and your top financial priorities. Recognizing that many of our clients are busy and time-constrained, we adjust the pace as needed to match your life.
How did you get to where you are today? What does the future look like if everything goes right? What’s worked well up to now? What hasn’t gone so well?
Embracing technology not only helps to streamline the data gathering process for you, but it also ensures that your plan is based on current, accurate information at all times.
Our process is designed to evaluate your unique ability, willingness, and need to take risk, as well as your tax profile, withdrawal needs, and specific objectives and goals.
The end result is a custom-tailored portfolio that aligns with your overall wealth management plan.
The goal of the initial plan is to provide an objective review of your retirement outlook and set a baseline for us to compare each possible strategy and recommendation.
After exploring one or more scenarios, we then develop a financial action plan with specific recommendations to help improve your probability of success and maximize the opportunities for the life you want to live.
After our first 12 months of working together, we typically schedule 2 to 3 meetings annually each year going forward. Every meeting is structured around a specific area of your wealth management plan. However, the actual agenda is always customized to address any real-time decisions that you’re facing or other timely topics. Outside of scheduled meetings we’re also available for on-demand advice as life changes or questions arise.
We may also cover insurance/risk management, estate planning, taxes, or other topics during this meeting, depending on your needs.
In addition to our regularly scheduled review meetings, we're available to provide advice and guidance as things come up.
Comprehensive Wealth Management Service
on the first $3M
Our wealth management service is designed for clients who have at least $750,000 of investable assets. Unlike most firms, we also cap our fees by excluding portfolio assets above $3M from our fee calculation. This ensures that clients with larger portfolios are not paying an endless fee as their assets grow.
The majority of client situations are covered by the above fee schedule. However, we review the scope and complexity of your specific circumstances prior to beginning a new relationship to determine whether any adjustments are needed.