Although the questions themselves are rather straightforward, it is rare for the answers to be quite so easy. That’s why we’ll develop a custom-tailored financial plan that fits your specific needs and objectives.

Once we’ve analyzed several options for achieving your goals, we’ll develop a plan that represents the “base case,” or most likely potential outcome. However, because we live in an uncertain world, the planning process doesn’t stop with a simple straight line calculation that assumes everything remains constant over time.

Instead, through the use of advanced Monte Carlo simulation, we’ll stress test your plan by running it through hundreds of different scenarios in order to obtain an understanding of how likely the plan is to succeed.

As your situation changes over time, this analysis is updated and reviewed when the probability of your plan’s success moves outside a pre-defined range.

This allows us to recommend the implementation of alternative plans to ensure that you are able to weather the storm of possible declines in the market, a loss or reduction of income, or other negative outcomes.